What are you looking for?
You get more than an account
Have questions? Good thing you have MyConcierge™. Half personal sidekick, half financial wizard, your concierge knows money management like the back of their hand. Best of all, they're always ready to help.
Low, transparent fees
We never want our members to worry about high or hidden fees. While most of our cards and checking accounts have few fees to begin with, if and when there's a fee, we're up-front about it.
Online tools and support
We want to make your spending a seamless experience, and our mobile app lets you easily track, understand, and manage your spending. Handle bills, transfer funds, or even pay other members right from the app.
Rewards when you spend
Use your credit card? Get ready to be rewarded. Over $2,500 in your checking account? You guessed it—more rewards. How do we manage all those rewards? It's simple—we're a not-for-profit organization, which means more money goes back to our members.
Yes, we offer overdraft protection for peace of mind to cover transactions in the event there are insufficient funds in your checking account. You may link your checking account to your savings, supplemental savings, or money market. You can also use your home equity line of credit or personal line of credit to cover insufficient funds—and these sources allow unlimited transfers.
We need to make sure you really are who you say you are. To open your account you will need a government issued form of ID, such as your driver's license and a valid email address. We also need to know your Social Security number so we can verify your identification.
To help build credit or re-establish credit, we offer our Visa Platinum® Secured credit card. This card has a $25 annual fee and offers a maximum credit line of $5,000. It is secured by your savings account.
Get started in three easy steps.
For just $5
Open an account.
Spend money. Earn rewards.
Manage your spending with our mobile app.
Getting Ready for Life's Moments and Milestones
Visa Signature® Card
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.Get Started
Off to College
Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.Get Started
Buying a House
Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.Get Started
Hit the Road
Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.Get Started