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We know that at the core of our members' motivations to save are matters far more meaningful than dollars and cents. So we've organized our entire saving experience around the moments and milestones that make the payoffs of saving so sweet.
Whatever it is, we offer powerful, personalized tools to help you save smarter and hit your goals sooner.
Our savings account, ideal for both long- and short-term goals, features great interest rates and straightforward options.
Money markets are designed for long term savings, with interest rates that grow alongside your money.
Saving for a vacation or holiday shopping? Our club accounts help you save for the holiday shopping season or that special getaway.
We offer both traditional and Roth IRAs to help you grow your nest egg and prepare for financial health during retirement.
A health savings account (HSA) offers an intelligent way to pay less for medical care—qualified contributions are tax-deductible and qualified distributions are tax-free.
Certificates allow you to earn higher dividends by saving money for a fixed period of time (between 3–60 months).
Our Blog
From a first paycheck to a day at the pool, discover how everyday summer moments can teach kids smart money habits.
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Save Easily
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Save EasilySpend CarefullyHow do I open an account?
Open an account online, in person at any branch, or over the phone by calling Customer Service at (800) 237-7288.
What is the minimum opening balance?
We like to keep things simple. With just a $5 minimum opening deposit and balance, you're on your way to our regular savings account and all the perks and privileges of being a member.
What are the dividend rates on savings accounts from Members 1st?
We want you to make the most of your money and we offer competitive savings rates. To view our current rates, click here.
How often can I make withdrawals or transfers from my savings account?
Good question! You can make as many withdrawals or transfers from your savings account as you want.
We're Here to Help
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.
Protecting what you care about shouldn’t be complicated or unaffordable. Our third-party insurance partners offer a full range of personal, group, auto, health and life insurance plans through the most respected companies in the business.
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