Visa Credit Cards

We have the Visa card for you.

A credit card should make it easier to spend responsibly—not harder. That means contactless technology, low interest rates, big rewards, no hidden fees and so much more. We offer four great cards to choose from. Ready to get started?

Choose your card

Our Visa credit cards each have their own perks. From cash back rewards to low interest rates, we have a card with benefits perfect for you. Best of all? Each of our cards have contactless technology to make purchases easier than ever.

VISA SIGNATURE® REWARDS

Our Visa Signature Rewards card offers the best of both worlds. You can choose between 1.5% cash back on all purchases or 1.5 points on all purchases. With no annual fee and great rewards, this card really has it all.

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VISA PLATINUM® REWARDS

Our Visa Platinum Rewards card offers 2% cash back on gas and groceries, as well as 1% cash back on all other purchases. Don’t forget there’s no annual fee, either.

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VISA PLATINUM® LOW RATE

Our Visa Platinum Low Rate card has an ultra-competitive low rate. Tend to carry a balance on your credit card? This card is perfect for you and everyday spending. This card has no annual fee either, so you’ll save even more.

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VISA PLATINUM® SECURED

Our Visa Platinum Secured card is secured by funds in a savings share. If you are trying to start building credit or rebuild credit, this is the perfect card for you.

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Compare all cards

Still not sure which card is right for you? Here's a side-by-side comparison of our cards, rates and benefits.

Compare
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Visa Checkout

Visa Checkout makes buying online safe and easy. Shop from hundreds of America's most popular retailers without the need to enter your personal information.

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Mobile Wallet Compatible

Streamline checkout, boost security, and earn bonus rewards. Our Visa cards integrate with Apple Pay®, Android Pay™, Samsung Pay® and PayPal OneTouch™.

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Our app has it all

Need to manage your money on the go? It's never been easier. With our mobile app, you can easily check balances, make transfers, make mobile deposits, set up alerts, and more.

Our Blog

Resources

Spend Carefully, Digital Banking
3 Ways to De-Stress and Enjoy Vacation

Sand, sun and relaxation? Count us in! There is no room for stress or frustration on your trip.

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Account Management, Digital Banking, Spend Carefully
Simplify Shopping with our Visa® Debit Card

Spend less time in the checkout line and more time doing what you want! Our new Visa Debit card provides a safer and more efficient way to purchase items in a store.

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Save Easily, Spend Carefully, Budget Successfully, Borrow Wisely
5 Mistakes to Avoid When Paying Off Debt

Facing your debt and the journey to becoming debt-free is challenging and rewarding. Before you begin, it's essential to know how and why you got into debt. Without that understanding, you will likely go into debt again in the future.

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Common Questions

There is no annual fee for our Visa Signature Rewards, Visa Platinum Rewards, or Visa Platinum Low Rate cards. There is a $25 annual fee for our Visa Platinum Secured card.

To request a credit limit increase, call our Loan Center at (800) 283-2328 ext. 6040 or apply online.

Lost or stolen cards should be reported to our Card Services expert, call (833) 269-2621. We also offer card controls, so you can lock your card account in real time.

Cardholders have the ultimate control—and peace of mind. You can control how, when and where your payment cards are used. Real-time transaction alerts and controls will provide you with a method to protect your payment information. With card controls, you can:

  • View all your debit and credit cards on one easy to view page.
  • Lock/unlock your debit and credit cards.
  • Initiate a lost/stolen process from this page as well.

We offer multiple automatic payment options, including fixed amount, minimum payment, or pay in full. You can even pay your card ahead. Automatic payments are easy to set up online.

1. Sign in to your digital banking account

2. Under Your Account, select the Visa product you want to set up automatic payments

3. Under the Actions section*, click "Transactions / Make a Payment" (you will leave digital banking)

4. Your EZCard account will open

5. Click on "Payments" and then select "Manage Recurring Payments"

6. Follow the prompts

*Please note that on desktop, the Actions section will appear on the right side of your screen. On mobile, the Actions section will appear at the bottom of your screen.

You can choose to pay the minimum scheduled payment, a different amount, or your entire card balance each month.

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Ready to apply?

If you're already a member, you can apply for your new card online. If you'd like to become a member, opening an account only takes a few minutes.

We're Here to Help

Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Off to College

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Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

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Hit the Road

Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

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