Deposit Accounts

Saving for your goals

We know that at the core of our members' motivations to save are matters far more meaningful than dollars and cents. So we've organized our entire saving experience around the moments and milestones that make the payoffs of saving so sweet.

Explore savings tailored to your goals Open an account

What Are You Saving For?

Whatever it is, we offer powerful, personalized tools to help you save smarter and hit your goals sooner.

Image containing a hand holding a stack of hundred dollar bills
Savings

Our savings account, ideal for both long- and short-term goals, features great interest rates and straightforward options.

Learn More
Image containing a piggy bank
Money Market

Money markets are designed for long term savings, with interest rates that grow alongside your money.

Learn More
Image containing the sails of a ship
Club Accounts

Saving for a vacation or holiday shopping? Our club accounts help you save for the holiday shopping season or that special getaway.

Learn More
Image containing a plant
IRAs

We offer both traditional and Roth IRAs to help you grow your nest egg and prepare for financial health during retirement.

Learn More
Image containing a doctor's stethoscope
Health Savings

A health savings account (HSA) offers an intelligent way to pay less for medical care—qualified contributions are tax-deductible and qualified distributions are tax-free.

Learn More
Image containing an alarm clock
Certificates

Certificates allow you to earn higher dividends by saving money for a fixed period of time (between 3–60 months).

Learn More

More than just a savings account

Icon of a person with a headset
MyConcierge™

Have questions? Why not ask your concierge? Half personal sidekick, half financial wizard, they know money management like the back of their hand. Best of all, they're here whenever you need them.

Icon of wrench and screwdriver
Online tools and support

Whether you access your account online or through our mobile app, you'll be able to create simple, customized goals that help keep your savings on track. And if you ever have questions, we offer 24/7 support.

Icon of a percentage symbol with an arrow in an upwards diagnol
Rates that grow your money

Your goals may be closer than your realize: from money market to standard savings, we offer interest rates significantly higher than the national average

Our Blog

Resources

Save Easily
My Certificate is Maturing, Now What?

A certificate can be an excellent tool for building your savings, but what happens when it’s about to mature? For many, this is an opportunity to reevaluate financial goals and decide the best course of action.

Read More
Save Easily
Traditional vs. Roth IRAs: What's the Difference?

It's important to make sure you have the right type of Individual Retirement Account (IRA) now to help you meet your retirement goals.

Read More
Save Easily
The Gift that Keeps on Growing: Why You Should Open a Certificate for Your Child

Starting a family is a big step that brings many emotions, responsibilities and tough decisions.

Read More

Common Questions

Open an account online, in person at any branch, or over the phone by calling Customer Service at (800) 237-7288.

We like to keep things simple. With just a $5 minimum opening deposit and balance, you're on your way to our regular savings account and all the perks and privileges of being a member.

We want you to make the most of your money and we offer competitive savings rates. To view our current rates, click here.

Good question! You can make as many withdrawals or transfers from your savings account as you want.

Account Opening Disclosures

Current Savings Rates
Truth in Savings Disclosure
Consumer Service Charges

GET STARTED IN THREE EASY STEPS.

number 1
Open a Members 1st savings account with a $5 deposit

     

number 2
Create personalized savings goals

       

number 3
Manage and track your progress with our new Members 1st mobile app

       

OPEN AN ACCOUNT

Already a member? Great! You can skip a step.

Get our mobile app
We're Here to Help

Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

Get Started

Protect

Protecting what you care about shouldn’t be complicated or unaffordable. Our third-party insurance partners offer a full range of personal, group, auto, health and life insurance plans through the most respected companies in the business.

Get started

Buying a House

Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.

Get Started

Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.

Get Started

Hit the Road

Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.

Get Started

Off to College

Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.

Get Started

Please be aware that by continuing you will be leaving www.members1st.org and viewing content from another website.

For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.