What Are You Saving For?
Whatever it is, we offer powerful, personalized tools to help you save smarter and hit your goals sooner.
Savings
Our savings account, ideal for both long- and short-term goals, features great interest rates and straightforward options.
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Money Market
Money markets are designed for long term savings, with interest rates that grow alongside your money.
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Club Accounts
Saving for a vacation or holiday shopping? Our club accounts help you save for the holiday shopping season or that special getaway.
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IRAs
We offer both traditional and Roth IRAs to help you grow your nest egg and prepare for financial health during retirement.
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Health Savings
A health savings account (HSA) offers an intelligent way to pay less for medical care—qualified contributions are tax-deductible and qualified distributions are tax-free.
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Certificates
Certificates allow you to earn higher dividends by saving money for a fixed period of time (between 3–60 months).
Learn MoreMore than just a savings account
MyConcierge™
Have questions? Why not ask your concierge? Half personal sidekick, half financial wizard, they know money management like the back of their hand. Best of all, they're here whenever you need them.
Online tools and support
Whether you access your account online or through our mobile app, you'll be able to create simple, customized goals that help keep your savings on track. And if you ever have questions, we offer 24/7 support.
Rates that grow your money
Your goals may be closer than your realize: from money market to standard savings, we offer interest rates significantly higher than the national average
Rewards for loyal members
When we see a chance to give back to our members, we take it. Our Loyalty Rewards Program allows us to provide loyal members with even better savings rates.
Resources
A Valentine’s Day Gift for Kids
Help your children learn the importance of finances and how to manage money at a young age by giving them the gift of opening a Youth Account for Valentine’s Day. It’s a way for you to share your love for them for many years to come. For your child to open an account they must be eligible for membership. Let’s dive into the different types of accounts and benefits, as well as a few pointers for you to help your kids save and budget for their financial goals.
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Transfer Your Balance and Save
Today it is common for people to spend more money when they use their credit card to make purchases. Especially when you don’t have to leave your couch to buy groceries, a new book or even a pizza for dinner. You just enter your card information into an app on your smartphone and boom, purchase completed. Contactless payments are also becoming increasingly popular as a safe, convenient, touch-free option.
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How to Keep Your Spirits Up in the Long Game of Saving
Dreaming of a savings goal is almost always fun—a sunny vacation, the perfect home, a dazzling holiday gift. But think about how long it can take to get there, and all that fun might fade away.
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Common Questions
Open an account online, in person at any branch, or over the phone by calling Customer Service at (800) 237-7288.
We like to keep things simple. With just a $5 minimum opening deposit and balance, you're on your way to our regular savings account and all the perks and privileges of being a member.
We want you to make the most of your money and we offer competitive savings rates. To view our current rates, click here.
Good question! You can make as many withdrawals or transfers from your savings account as you want.
Account Opening Disclosures
GET STARTED IN THREE EASY STEPS.
Open a Members 1st savings account with a $5 deposit
Create personalized savings goals
