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Types of Mortgages

Mortgages are available in Delaware, Florida, Maryland, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia and West Virginia.

Whether you are buying your first home, a vacation home, are relocating or looking to refinance your existing mortgage, we have a mortgage program tailored to your needs. View our different products below, check rates, or even apply online with our secure online application! Mortgage rates are subject to change daily.

Apply For a Mortgage Loan or Check Rates

When it comes time to settle, keep in mind we offer Settlement Services to help you with one-stop shopping for all of your home financing needs.

Construction Loans
  • Work with us throughout the entire process of becoming a homeowner
  • Only one closing required
  • The same rate applies for your construction and permanent financing
  • Options Include:
    • 30-year construction mortgage*
    • 15-year construction mortgage*
    • 5/1 Adjustable Rate Mortgage (ARM)*
Mortgage Pre-Qualifications
  • Know how much house you can afford prior to looking
First-Time Home Buyers
  • Affordable financing with minimal out-of-pocket expense
  • First time home buyers can benefit from our relationship with the Pennsylvania Housing Finance Agency (PHFA)
Mortgage Refinancing
  • Lower your current payments with a lower rate mortgage
Land Loans

If you are looking to build a new home, we can help you finance your land purchase.

  • 3, 5, 7, 10 or 12 year term available*
First Mortgages

This program provides you with affordable financing with minimal out-of-pocket expense. First-time home buyers can benefit from our relationship with the Pennsylvania Housing Finance Agency (PHFA).

  • 5/1 Adjustable Rate Mortgage (ARM)*
    This adjustable rate mortgage offers you a low, fixed interest rate for the first five years of your loan and then your rate adjusts once a year thereafter. This may be a good financing option for you, depending upon your individual circumstances and lifestyle. Rate adjustment caps of 2 percent annually and 5 percent over the life of this loan help you to be able to predict how your rate change will affect your budget. Ask for details.
  • 10, 15, 20 or 30-Year Fixed Rate Mortgages*
  • 30-Year Fixed VA/FHA Mortgages*
    • Guaranteed by the federal agency
    • Offered to qualified armed forces, active military personnel, veterans or their widows
    • GHA insures the loan in case buyer can´t make payments
    • Requires little or no money down
  • USDA Rural Economic Mortgage
    • No down payment or 100% financing
    • Fixed rate
    • Income and property restrictions may apply


Check Out Our Home Equity Loans

*Sample terms: If you borrow $294,500.00 at 4.903 APR with a 30-year term, your estimated monthly payment may be $1514.14 for principal and interest. The payment amount does not include taxes and insurance and the actual payment may be greater. Annual percentage rate at a 80% loan to value.

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