What is mobile deposit?
Have a check you need to deposit but can't make it to a branch? No problem. With mobile deposit, you can deposit your checks from your phone anywhere, anytime. You can even make loan payments with mobile deposit. No envelope or deposit slip required, either! Plus, with mobile deposit, we're able to provide you with a greater availability of funds than our ATM machines can.
Benefits
Real-time Deposits
No envelope or deposit slip required. You can conveniently make check deposits 24/7.
Deposit Options
You can deposit into your Regular Savings, Supplemental Savings, Goal Savings, Money Market, HSA Account, Checking Account and make payments to closed-end loans.
24/7 Digital Banking Access
Deposit checks anytime, anywhere.
Common Questions
- You may enroll in one of two ways:
- In the Mobile App – navigate into an account and click the "deposit check" button.
- From a desktop computer – log in to online banking, navigate into an account, click the services tab, and click on the mobile deposit tile.
This service is for single party domestic checks payable to the owner(s) of the account. An example would be a check written to you for a wedding, birthday or graduation gift or check(s) you collected because you sold some goods (example school fundraiser or similar). But it's not just limited to personal checks, mobile deposit works for stimulus payments and payroll checks, too.
You may not use this service to deposit foreign checks drawn on a foreign bank; money orders; or checks payable to an individual not on the account.
An appropriate endorsement is considered to have a payee signature on the first line on the back of the check, and the hand written words "For Mobile Deposit Only at Members 1st Federal Credit Union" on the second line directly below the signature. Pre-printed text or pre-printed text with a checkbox is not acceptable.
Open Your Account Today
You can open your account online in just a few minutes. Or if you like, stop by any of our branch locations and we can do it for you.
All electronic services and transactions are subject to the terms and conditions of Members 1st FCU's Funds Availability Policy and Electronic Funds Transfer Agreement and fee schedule as provided to you when you opened your account.