Personal Service
Have questions? Let's talk. Our mortgage experts are here to help you figure things out.
Free Seminars
Looking to learn more about buying a home? Come to a free mortgage seminar and learn just how simple financing can be.
Online Application
With our safe and straightforward online form, you can submit an application in just a few minutes.
Know your options
Mortgages Types
Whether you are buying your first home, a vacation home, are relocating or looking to refinance your existing mortgage, we have a mortgage program tailored to your needs.
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First-Time Homebuyer Programs
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VA (Veterans Affairs) Loans
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FHA (Federal Housing Association) Loans
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Conventional Loans– Fixed Rate and Adjustable Rate
Construction Loans
We offer 9- and 12-month construction loans that will convert to a permanent mortgage loan once the home is complete. The traditional loan can be a 15-, 20- or 30-year fixed-rate mortgage or an adjustable-rate mortgage (ARM) that is fixed for a shorter period such as 5, 7 or 10 years. After that period, it adjusts every 6 months for the remaining 30 years.
Land Loans
If you're looking to build a new home, we'll make financing your land purchase effortless. We offer 3-, 5-, 7-, 10- or 12-year terms.
We offer mortgage services in all states and Washington, D.C., except: California, Texas, Alaska and Hawaii.
MORTGAGE CALCULATOR
Use this calculator to estimate monthly mortgage payments, interest payments and the impact of principal payments.
View CalculatorResources
How to Pay Off Your Mortgage Early
Use these four strategies to wipe out your home loan, freeing you to save for other goals.
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5 Things to Know Before Buying an Older Home
The house has historical charm and checks many of my “must-have” boxes. Sold! Once I took off the rose-colored glasses, I realized the challenges of owning a 100-year-old home.
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How to Save for a Down Payment on a House
We all know that a larger down payment will reduce your monthly mortgage. Follow these step-by-step instructions on how to start saving for a house.
Read More
Common Questions
A mortgage is a big commitment. Before you start house hunting, we suggest meeting with one of our mortgage experts to discuss your individual circumstances and needs.
This depends on your personal situation. A fixed rate mortgage means you have a set interest rate and your payments remain steady through the life of your mortgage. With an adjustable rate mortgage, your interest rate will fluctuate over the life of your loan, which affects the amount of your payment.
A down payment is cash that you pay up front to get the loan. It is deducted from the total amount of your mortgage and it is what helps you to start building equity in your home. It's best to talk with one of our mortgage experts to figure out what you need for your down payment.
To apply for a mortgage, you'll need to show proof of income. Talk with one of our mortgage experts prior to shopping for your home so you can get prequalified.
Still have questions?
Your home will likely be the biggest investment you ever make. Our team of highly knowledgeable—and super friendly—mortgage experts are here to guide you through the process.