PIGGY BANKS TO PAYCHECKS

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW. THIS GIVEAWAY IS BEING OFFERED ONLY IN PENNSYLVANIA AND MARYLAND.

Enter for a chance to win Apple AirPods 4 with active noise cancellation!

Entry Period: The Giveaway ("Giveaway") will begin on March 5, 2025, at 8:00 am eastern time and end on April 5, 2025 at 11:59 pm eastern time ("Entry Period").

Agreement to Official Rules: Participation in the Giveaway constitutes Entrant's full and unconditional agreement to these Official Rules, and Sponsor's and Administrator’s decisions, which are final and binding in all matters related to the Giveaway. Winning is contingent upon fulfilling all requirements set forth herein.

Sponsor/Administrator: The Giveaway is sponsored by and administered by Members First Federal Credit Union (“Sponsor” or “Administrator”).

Eligibility: The Giveaway is open and offered only to entrants 18 years or older, who reside in Pennsylvania and Maryland. Employees and officials of Members 1st are not eligible to participate in the Giveaway. Void where prohibited or restricted by law, rule or regulation. Only one entry per person.

How to Enter: Enter the Giveaway by (1) opening a Youth Club Account during the Entry Period to be automatically entered or (2) or by filling out an online entry form at members1st.wufoo.com/forms/mu7vd3a0re0g2u.

All entries must be received during the Entry Period. Incomplete entries, or those containing incorrect information, will be void. Proof of sending or submission will not be deemed to be proof of receipt by Sponsor or Administrator. Use of any automated system to submit entries is prohibited and will result in disqualification of all such entries as well as the Entrant. All entries become the property of Sponsor and may not be acknowledged or returned.

Prizes & Odds of Winning: Three winners will be chosen and each will win a prize consisting of Apple AirPods 4 with active noise cancellation. No substitution or transfer of prizes will be permitted. Members 1st reserves the right at its sole discretion to substitute a prize with another prize of equal or greater value if the aforementioned prize is not available. Odds of winning depend on the number of eligible entries received during the Entry Period.

Selection and Notification of Winners: The winners will be chosen by random drawing from among all eligible entries received during the Entry Period. The drawing will be conducted by the Administrator whose decisions are final in all matters relating to this Giveaway. The drawing for the prizes will be completed on April 7, 2025. Each winner will be notified by Administrator or Sponsor at the phone number or email address provided in the entry by April 9, 2025. Winners must respond within twenty four (24) hours of notification to confirm receipt of notification of winning, provide proof of identification, sign (including by DocuSign if used by Sponsor) any affidavit of eligibility, release of liability, tax documents and appearance release that may be required by Sponsor in connection with the awarding of the prize and accept prize or an alternate winner will be chosen.

In the event of noncompliance with the Official Rules, if a potential winner cannot be reached through the contact information provided with winner's entry or if the prize or prize notification is returned as unclaimed or undeliverable, an alternate winner will be selected.

LIMITATIONS OF LIABILITY: Employees, officers and directors of Sponsor and Administrator and their respective parents, affiliates, subsidiaries, divisions, advertising, promotional, fulfillment and marketing agencies (collectively the "Released Parties") shall not be responsible for: (1) any incorrect or inaccurate information, whether caused by any Entrant, printing errors or by any of the equipment or programming associated with or utilized in the Giveaway; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Giveaway; (4) technical or human error which may occur in the administration of the Giveaway or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from Entrant’s participation in the Giveaway or receipt or use or misuse of any prize. Sponsor and Administrator are not responsible for misdirected or undeliverable entries or for any technical problems, malfunctions of computer systems, servers, service providers, hardware/software, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any combination thereof. Sponsor and Administrator are not responsible for any typographical or other errors in entries, selection announcement or for any liability for damage to any computer system resulting from participation in, accessing or downloading information in connection with this promotion. In the event Sponsor or Administrator are prevented from awarding prizes or continuing with the Giveaway as contemplated herein by any event beyond its control, including but not limited to fire, flood, natural or man-made epidemic of health or other means, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal, state or local government law, order or regulation, public health crisis, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s or Administrator’s control (each a “Force Majeure” event or occurrence), then Sponsor and Administrator shall have the right to modify, suspend or terminate the Giveaway. Sponsor's or Administrator’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

Other Terms & Conditions: CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE GIVEAWAY IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR AND ADMINSTRATOR RESERVE THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. The Giveaway is subject to all applicable federal, state, and local laws. In the event of a dispute regarding the identity of an individual who submitted an entry, the entry will be deemed submitted by the authorized account holder of the phone number or email account associated with the entry or through which the entry was submitted. "Authorized account holder" shall be defined as the natural person who is assigned to an email account or phone number by the respective service provider. Selected winner may be required to show proof of being the authorized account holder. Sponsor and Administrator reserve the right, in its sole discretion, to disqualify any entry and to modify, terminate or suspend this Giveaway should virus, bugs, non-authorized human intervention, action of entrants, or other causes beyond the reasonable control of Sponsor and Administrator corrupt or impair the administration, security, fairness or proper play of the Giveaway and, if the Giveaway is modified, terminated or suspended, at Sponsor's or Administrator’s discretion, select winners from those eligible, non-suspect entries. Winners further acknowledge that the Released Parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee express or implied, in fact or in law, relative to the Giveaway or any prize, including, but not limited to, its quality or fitness for a particular purpose.

Use of Data: Sponsor will collect personal data about entrants including e-mail addresses associated with entries in accordance with its Privacy Policy. Please review the Sponsor's Privacy Policy at the following link: https://www.members1st.org/privacy-policy. By participating in the Giveaway and providing your e-mail address, entrants hereby agree to Sponsor's collection and usage of their personal information and acknowledge that they have read and accepted Sponsor's Privacy Policy. Except where prohibited, you consent to Sponsor’s use of your name in any list of winners (if applicable) and for promotional purposes in any media without further payment or consideration.

Disputes: Except where prohibited, you agree that any and all disputes, claims and causes of action arising out of, or connected with, the Giveaway or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the Commonwealth of Pennsylvania. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of Sponsor and Administrator in connection with the Giveaway, shall be governed by, and construed in accordance with, the laws of the Commonwealth of Pennsylvania, without giving effect to any choice of law or conflict of law rules (whether of the Commonwealth of Pennsylvania or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the Commonwealth of Pennsylvania.

Third Parties: This Giveaway is in no way sponsored, endorsed, administered by, or associated with Apple, Facebook, X, Instagram or LinkedIn.

Winners List Request: To request the names of the winners, please send a self-addressed, stamped business size envelope, by April 5, 2025, to: Members 1st Federal Credit Union, 5000 Marketplace Way, Enola, PA 17025 ATTN: Marketing Department.