Youth Club

Youth Club Savings Accounts

Ignite your child's financial future with double the dough! Open a Youth Club Account between November 18 and December 31 and we’ll match up to $20 of your initial deposit—it’s the perfect recipe for success!*

two kids putting coins into a piggy bank

KIDS 1ST CLUB

Kids 1st Club is our youth savings account for kids aged 12 and under. Your child will learn and grow by depositing money into a secure savings account through your local Members 1st branch and online through our digital banking experience. To make saving fun, we give kids a free piggy bank for opening an account. But the fun doesn’t stop there, each time they make a deposit of $5 or more at a local branch, they get to pick a toy from our treasure chest. It only takes $5 to get started, so open a Kids 1st Club account for your child today!

Get Started
a mother and daughter holding a debit card with a laptop in front of them

IMEMBER CLUB

Our iMember Club account is a savings option for older kids between the ages of 13 and 19. With a $5 minimum deposit, your child can open a safe checking account where they can watch their money grow. Kids with an iMember Club account can qualify for a checking account, Visa debit card and more. Open an iMember Club account today!

Get Started

BENEFITS OF OUR SAVINGS ACCOUNT

At Members 1st, we are on a mission to empower our youth members to understand their finances and master saving smarter. Teaching your child to save today will set them up for financial success in the future. When you're a part of our FaM1ly, you can take advantage of a simple, transparent first banking experience for your children. Open a youth club savings account to:

  • Teach financial responsibility: Opening a youth club account is an opportunity to form good financial habits. Your child can practice saving and spending with care.
  • Build financial literacy: Monitoring and managing a savings account will build your child's financial understanding and help them learn how to make their money grow.
  • Plant the seeds for success: Even the smallest acorns can become great oaks. By saving from a young age, your child can reach adulthood with a solid financial base. Our accounts start with a deposit of just $5.
  • Get great rates: Our youth saving's account rates are competitive and will help your children see their money grow.
  • Receive caring support: Receive financial education at your local branch or through our MyConcierge™ service.
  • Help oversee your child’s saving and spending habits: View and manage your child’s account using our digital banking features.
  • Save safely and securely: Protect your child’s savings inside an account federally insured by the National Credit Union Administration.

*Participants must have opened a Youth Club Account between November 18 through December 31, 2024. Prospective members must meet current eligibility requirements. Current members and joint owners do not qualify as prospective members. New members are required to open a Regular Savings with a $5.00 minimum opening deposit to establish membership. Federally Insured by NCUA.  

Common Questions

Open your account online or at a Members 1st branch near you. You must be a member to open an account, so apply today! 

A Kids 1st Club account can roll into an iMember Club account. Subsequently, an iMember Club account can become a standard savings account.  

Your child can withdraw or deposit funds at any time with your permission.  

Of course! You can see your child's balance by using our digital banking tools or stopping at a nearby branch. .

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.