Personal Insurance

Protect what you love

Cookie-cutter personal insurance plans are a fast-track to frustration. Our members deserve better. So when you choose a personal plan through Members 1st Insurance Services, you get exactly that—a personal insurance plan, crafted by a real person who understands what you need and how to make it happen.

Coverage for just about anything

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Coverage for just about anything, including:
  • Personal Automobiles
  • Homeowners
  • Recreational Vehicles
  • Condominium
  • Dwelling Fire
  • Personal Umbrella
  • Farmowners
  • Mobile Home
  • Flood
  • Boats
  • Wedding
  • Valuable Items
  • Renters
  • Antique Automobiles
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Plans that save money

In situations where bundling could save you money, we're on it. But sometimes bundling isn't the best option—and we'll let you know that, too. We're just here to get you the best deal possible.

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Discounts just for being a member

You might be surprised at just how affordable quality coverage can be. Many of the country's top carriers offer additional discounts for our members. And if you're happy with your current plan, don't worry—we even offer discounts on the insurance you already have.

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Incredible selection, personalized

We'll compare options from more than 140 carriers—the largest network in our state—to find your perfect plan. You can rest easy knowing you've got the best coverage out there, and it's chosen just for you by an expert who understands your needs.

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Online tools and support

There's no good reason why insurance should be confusing. So in addition to help and guidance whenever you need it, our mobile app makes payments easy and helps you understand your insurance costs as part of the bigger picture.

Get a free quote

Common Questions

We make it easy to pay your bill online, by mail, or with automatic payments. You can pay monthly, quarterly or make one annual payment.

If you need to file a claim, give us a call. We'll walk you through everything you need to do.

Maintaining good credit is important, but the best way is to save is to review your policies and be sure you have the right amount of coverage. Call to get a free quote and ask about our member discounts. We have many payment options available, and you can always save money by paying your premium in full when it renews.

Many of our personal line carriers extend an additional discount to members. Call us today to learn more about all of the discounts that you may qualify for.

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Still have questions?

Our insurance team is here to make sure you get the plan that’s right for you. You can call one of our experts or stop by your nearest branch.

We're Here to Help

Getting Ready for Life's Moments and Milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.

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Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

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Hit the Road

Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.

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Off to College

Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.