Personal Loans

Affording the unexpected

Whether you're paying down debt or covering a large expense, we offer low rates and personalized service—with no collateral required.

Know your options

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Personal Loans

By consolidating your high-interest loans into a single, low-interest personal loan, you can start to tackle stubborn debt and get on the fast-track to financial health. Personal loans are also an affordable way to cover medical care, emergency repairs, and unexpected bills.

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Personal Line of Credit

While a personal loan is borrowed as a single lump sum, a personal line of credit establishes a credit limit. You can borrow within this limit, much like a credit card. Personal lines of credit can be used for many of the same expenses as personal loans and they're also a popular choice for overdraft protection.

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Responsible borrowing made simple

Get the tools and advice you need to make the most of your personal loan.

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Concierge Service

Have questions? Good thing you've got MyConcierge™. Half personal sidekick, half financial wizard, your concierge knows money management like the back of their hand. Best of all, they're available whenever you need them.

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No prepayment penalties

Want to pay off your personal loan ahead of schedule? That's awesome! We'll never penalize you for paying early.

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Discounts for loyal members

Our members are our family. And being part of the family has its rewards—like discounted personal loan rates through our Member Loyalty Rewards program.

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Online tools and support

Managing your personal loan shouldn't require a degree in finance. So we'll guide you through the details and help you get started with tools that keep things simple, like the option to set and forget recurring payments online.

Rates As Low As

12 Months 7.49% APR
48 Months 7.49% APR
60 Months 7.49% APR
120 months 8.49% APR
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Thinking of taking out a personal loan? Compare your options and see how much you could save.

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Common Questions

Many loan decisions are provided instantly. Larger, more complex loans may take longer. We strive to provide all lending decisions as quickly as possible.

Personal loans are used for multiple purposes. We offer personal loans for as little as $500. Loans up to $75,000 are based on affordability, credit history, and other factors.

Consideration for a personal loan requires a review of your credit report. When credit is pulled, an inquiry is placed on your credit record. While the impact of individual inquiries cannot be determined exactly, a strong impact on your credit score is more likely with repeated or excessive inquiries in a short period of time. Applications for credit on a reasonable, periodic basis are not likely to create a lasting negative effect on your credit score. We do suggest monitoring your credit report by taking advantage of your free annual credit report available at

Our personal loans are available for consumer and household needs. Business loans can be applied for with our branch managers or contact MyConcierge™.

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Still have questions?

We're here to help. Give us a call or stop by a branch.

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Getting Ready for Life's Moments and Milestones

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Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

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Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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