All rates are expressed as ANNUAL PERCENTAGE RATES. Rates are subject to change without notice. Loan rates as low as those listed below are effective.
Wednesday, January 20, 2021
Personal Line Of Credit
|Annual Percentage Rate||Daily Periodic Rate|
|You may estimate your payment by taking your loan balance at the time of your last advance and multiplying that by 1.5%. Your payment will not adjust until you take a new advance.|
The Personal Line Of Credit Annual Percentage Rate(APR) is adjusted monthly. The rate is the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month plus a margin. There is no floor rate. Your rate may vary from what is listed and will be determined by your individual credit profile . APR listed is based on "A+" credit.
|The Shares Pledged rate is adjusted monthly and computed by adding 2.5% to the regular savings account dividend rate. The Certificate Pledged rate is computed by adding 2.5% to the pledged Certificate dividend rate and the term may not exceed the Certificate maturity date.|
Personal Loan <$25,000
|12 Months||9.89 %||ESTIMATE PAYMENT|
|24 Months||9.89 %||ESTIMATE PAYMENT|
|36 Months||9.89 %||ESTIMATE PAYMENT|
|48 Months||10.24 %||ESTIMATE PAYMENT|
|60 Months||10.49 %||ESTIMATE PAYMENT|
Personal Loan =>$25,000
|12 Months||7.49 %||ESTIMATE PAYMENT|
|24 Months||7.49 %||ESTIMATE PAYMENT|
|36 Months||7.49 %||ESTIMATE PAYMENT|
|48 Months||7.49 %||ESTIMATE PAYMENT|
|60 Months||7.49 %||ESTIMATE PAYMENT|
|84 months||8.49 %||ESTIMATE PAYMENT|
|120 months||8.49 %||ESTIMATE PAYMENT|
|180 months||9.49 %||ESTIMATE PAYMENT|
Available terms may be restricted by loan amount and/or credit score.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.