Personal Loan Rates

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Personal Rates

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All rates are expressed as ANNUAL PERCENTAGE RATES. Rates are subject to change without notice. Loan rates as low as those listed below are effective.

Thursday, November 21, 2024

Estimate Payment

Personal Line Of Credit

Annual Percentage RateDaily Periodic Rate
13.00%0.03562
You may estimate your payment by taking your loan balance at the time of your last advance and multiplying that by 1.5%. Your payment will not adjust until you take a new advance.

The Personal Line Of Credit Annual Percentage Rate(APR) is adjusted monthly. The rate is the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month plus a margin. There is no floor rate. Your rate may vary from what is listed and will be determined by your individual credit profile . APR listed is based on "A+" credit.

Shares/Certificate Pledged

Product Description
The Shares Pledged rate is adjusted monthly and computed by adding 2.5% to the regular savings account dividend rate. The Certificate Pledged rate is computed by adding 2.5% to the pledged Certificate dividend rate and the term may not exceed the Certificate maturity date.

Personal Loan <$25,000

TermAPR
12 Months12.39%ESTIMATE PAYMENT
24 Months12.39%ESTIMATE PAYMENT
36 Months12.39%ESTIMATE PAYMENT
48 Months12.74%ESTIMATE PAYMENT
60 Months12.99%ESTIMATE PAYMENT

Personal Loan =>$25,000

TermAPR
12 Months12.39%ESTIMATE PAYMENT
24 Months12.39%ESTIMATE PAYMENT
36 Months12.39%ESTIMATE PAYMENT
48 Months12.74%ESTIMATE PAYMENT
60 Months12.99%ESTIMATE PAYMENT
84 months12.99%ESTIMATE PAYMENT
120 months12.99%ESTIMATE PAYMENT
180 months12.99%ESTIMATE PAYMENT

Estimate Payment Calculator

Enter the loan amount, interest rate, and the number of years for the term of the loan.

Click the Calculate button to determine your payment.

LOAN INFORMATION:
Amount of the loan:
Interest Rate (%):
Number of years:
PAYMENT INFORMATION:
Monthly payment will be:
Total payment will be:
Total interest payments will be:
Members 1st provides this tool only for informational and forecasting purposes.
Members 1st is not bound to calculations presented or responsible for errors.

Available terms may be restricted by loan amount and/or credit score.

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