Finances and Your Mental Health: An Interview with Dr. John Delony
29% of Americans reported having “unmanageable” levels of debt in 2023 according to the Financial Health Pulse 2023 U.S. Trends Report. That is over 97 million people, or Beaver Stadium (Penn State’s football stadium) filled 915 times. We sat down with Dr. John Delony from Ramsey Solutions to talk about the correlation between money and mental health and ways to alleviate some of that stress. …
The Importance of Fraud Risk Management: How to Identify Invoice Scams
Invoice fraud involves submitting fake or illegitimate invoices, often with convincing documentation, to trick you into making an unauthorized payment. Fraudsters will take steps to make their fake…
Maximize Your Vacation: Leveraging Personal Loans for Stress-Free Travel
Think about how you usually pay for a vacation. Chances are you saved money all year or put the entire trip on a credit card. If you throw the whole trip on a credit card, you probably aren’t really…
Unlocking Your Home’s Hidden Potential: Surprising Uses for a Home Equity Line of Credit
Our Home Equity Freedom Line of Credit (HELOC) can be used for far more than just home renovations. Fund everything from debt consolidation to education, vacations or unexpected expenses. …
How to Avoid Fraud Texts and Scam Calls
U.S. consumers lost $330 million to fraudulent texts in 2022, according to the Federal Trade Commission (FTC). That number is more than double the amount from the prior year! Not only are fraudsters…
Why Financial Wellness Is an Essential Part of Self-Care
Learn how simple habits—saving, budgeting and planning—can strengthen financial wellness and reduce everyday stress as part of your overall self-care routine.…
Tax Preparation Made Simple: A Checklist for a Stress-Free Tax Season
Tax season is here! If you are not sure where to begin, don’t sweat it—we’ve got you covered! Use our tax preparation checklist to take the stress out of filing.…
Unlocking Financial Flexibility: Our Skip-A-Pay Service Explained
When life gets expensive, Skip-A-Pay offers temporary breathing room by letting members postpone a loan payment when they need it most.…
Unlocking the Power: Get the Most Out of Your Membership by Maximizing Your Benefits
Do you know about all the great benefits that come with a membership here at Members 1st? Not only do you get unparalleled service, but you gain access to a wide range of valuable benefits designed to support your financial well-being.…