Certificate Rates

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Dividend Rates and Annual Percentage Yields are effective.

Friday, July 11, 2025

60-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.50%1.49%
$10,000.00 - $49,999.991.55%1.54%
$50,000.00 - $74,999.991.60%1.59%
$75,000.00 - $99,999.991.70%1.69%
$100,000.00 - $499,999.991.85%1.83%
$500,000.00 - $999,999.991.85%1.83%
$1,000,000.00 or more1.95%1.93%

48-Month Bump Up - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.20%1.19%
$10,000.00 - $49,999.991.25%1.24%
$50,000.00 - $74,999.991.30%1.29%
$75,000.00 - $99,999.991.40%1.39%
$100,000.00 - $499,999.991.50%1.49%
$500,000.00 - $999,999.991.50%1.49%
$1,000,000.00 or more1.55%1.54%

48-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.40%1.39%
$10,000.00 - $49,999.991.45%1.44%
$50,000.00 - $74,999.991.50%1.49%
$75,000.00 - $99,999.991.60%1.59%
$100,000.00 - $499,999.991.70%1.69%
$500,000.00 - $999,999.991.70%1.69%
$1,000,000.00 or more1.75%1.74%

36-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.30%1.29%
$10,000.00 - $49,999.991.35%1.34%
$50,000.00 - $74,999.991.40%1.39%
$75,000.00 - $99,999.991.50%1.49%
$100,000.00 - $499,999.991.60%1.59%
$500,000.00 - $999,999.991.60%1.59%
$1,000,000.00 or more1.65%1.64%

30-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.20%1.19%
$10,000.00 - $49,999.991.25%1.24%
$50,000.00 - $74,999.991.30%1.29%
$75,000.00 - $99,999.991.40%1.39%
$100,000.00 - $499,999.991.50%1.49%
$500,000.00 - $999,999.991.50%1.49%
$1,000,000.00 or more1.55%1.54%

24-Month Bump Up - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.00%1.00%
$10,000.00 - $49,999.991.05%1.05%
$50,000.00 - $74,999.991.10%1.09%
$75,000.00 - $99,999.991.20%1.19%
$100,000.00 - $499,999.991.30%1.29%
$500,000.00 - $999,999.991.30%1.29%
$1,000,000.00 or more1.35%1.34%

24-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.15%1.14%
$10,000.00 - $49,999.991.20%1.19%
$50,000.00 - $74,999.991.25%1.24%
$75,000.00 - $99,999.991.35%1.34%
$100,000.00 - $499,999.991.45%1.44%
$500,000.00 - $999,999.991.45%1.44%
$1,000,000.00 or more1.50%1.49%

18-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.991.10%1.09%
$10,000.00 - $49,999.991.15%1.14%
$50,000.00 - $74,999.991.20%1.19%
$75,000.00 - $99,999.991.30%1.29%
$100,000.00 - $499,999.991.40%1.39%
$500,000.00 - $999,999.991.40%1.39%
$1,000,000.00 or more1.45%1.44%

12-Month Bump Up - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.85%0.85%
$10,000.00 - $49,999.990.90%0.90%
$50,000.00 - $74,999.990.95%0.95%
$75,000.00 - $99,999.991.05%1.05%
$100,000.00 - $499,999.991.15%1.14%
$500,000.00 - $999,999.991.15%1.14%
$1,000,000.00 or more1.20%1.19%

12-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.95%0.95%
$10,000.00 - $49,999.991.00%1.00%
$50,000.00 - $74,999.991.05%1.05%
$75,000.00 - $99,999.991.15%1.14%
$100,000.00 - $499,999.991.25%1.24%
$500,000.00 - $999,999.991.25%1.24%
$1,000,000.00 or more1.30%1.29%

11-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.993.80%3.74%
$10,000.00 - $49,999.993.80%3.74%
$50,000.00 - $74,999.993.80%3.74%
$75,000.00 - $99,999.993.80%3.74%
$100,000.00 - $499,999.993.80%3.74%
$500,000.00 - $999,999.993.80%3.74%
$1,000,000.00 or more3.80%3.74%

9-Month No Penalty - (Minimum Opening Deposit $5,000)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$5,000.00 or more0.75%0.75%

6-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.80%0.80%
$10,000.00 - $49,999.990.85%0.85%
$50,000.00 - $74,999.990.90%0.90%
$75,000.00 - $99,999.991.00%1.00%
$100,000.00 - $499,999.991.10%1.09%
$500,000.00 - $999,999.991.10%1.09%
$1,000,000.00 or more1.15%1.14%

3-Month* - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.75%0.75%
$10,000.00 - $49,999.990.80%0.80%
$50,000.00 - $74,999.990.85%0.85%
$75,000.00 - $99,999.990.95%0.95%
$100,000.00 - $499,999.991.05%1.05%
$500,000.00 - $999,999.991.05%1.05%
$1,000,000.00 or more1.10%1.09%

* Paid at maturity

CERTAIN PRODUCTS AND RATES ARE NOT AVAILABLE FOR PUBLIC FUNDS ACCOUNTS, FINANCIAL INSTITUTIONS, OR OTHER INSTITUTIONAL INVESTORS.

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