What the Federal Reserve Rate Change Means for Savers and Borrowers
The Federal Reserve, often referred to as “the Fed,” announced it would lower the target range for the federal funds rate in quarter four of 2024.…
Get the Most Out of a Business Membership with Members 1st Federal Credit Union
Do you know about all the great benefits that come with a business membership at Members 1st?…
Money Mule Scams: Don’t Move Money at the Direction of Others
Money mule scams involve using a person as a "mule" to transfer or move illegally acquired money on behalf of someone else. …
Tips to Protect Yourself When Using P2P Payment Apps Like CashApp and Venmo
When peer-to-peer (P2P) money transfer services like CashApp, Venmo and Zelle came out, consumers were excited to have easy ways to send money to friends and family.…
Protect Yourself from Aggregator Fraud
Aggregators can offer convenience by consolidating information from multiple sources, making it easier to access and manage. However, they can become a risk if the data they collect is compromised. …
Keep Your Passwords Safe Right from Your Cell Phone
Did you know you can use your cell phone to keep your passwords safe? Android, Google and iOS devices can save your passwords and give you recommendations for strong passwords. …
Emergency Officials Scam
Scammers are impersonating technology, banking and government officials to convince unsuspecting individuals that their accounts are not safe or secure.…
House Hunting Tips
Searching for homes can be stressful, whether you are a first-time homebuyer or looking for a new house. There are a lot of things to know, like how much you should offer, what you need to do to be approved to purchase and even what you want in your next home. Going in with a plan can make things a lot easier. …
Health Savings Accounts (HSAs) Explained
There are a lot of things that you don’t learn about until you’ve entered the workforce and are on your own for health insurance. All the options can be overwhelming. We are going to break down one of those options, Health Savings Accounts or HSAs, to help you gain a better understanding of what they are, how to use them and how you can benefit from having one. …