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Auto Loan Rates

Thinking of getting a a fuel-efficient new or used car? Perhaps you need a truck to pull your camper or boat? Maybe you need a bigger vehicle to accommodate all the kids' sports equipment? Whatever your vehicle need, we can help you with the financing. Apply online right now and we'll give you an answer in just a few minutes. Don't forget that you can opt for a Pre-Approved Car Shopper Loan - lock in your rate right now and take 30-days to make your purchase.

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Auto Rates

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All rates are expressed as Annual Percentage Rates. Rates are subject to change without notice. Loan rates as low as those listed below are effective.

Monday, January 20, 2025

Estimate Payment

2023 - 2025 Vehicles

TermAPR
12 Months5.94%ESTIMATE PAYMENT
24 Months5.94%ESTIMATE PAYMENT
36 Months5.94%ESTIMATE PAYMENT
48 Months5.94%ESTIMATE PAYMENT
60 Months5.94%ESTIMATE PAYMENT
72 Months6.34%ESTIMATE PAYMENT
84 Months6.74%ESTIMATE PAYMENT

2020 - 2022 Vehicles

TermAPR
12 Months6.19%ESTIMATE PAYMENT
24 Months6.19%ESTIMATE PAYMENT
36 Months6.19%ESTIMATE PAYMENT
48 Months6.19%ESTIMATE PAYMENT
60 Months6.19%ESTIMATE PAYMENT
72 Months6.59%ESTIMATE PAYMENT
84 Months6.99%ESTIMATE PAYMENT

2017 - 2019 Vehicles

TermAPR
12 Months6.69%ESTIMATE PAYMENT
24 Months6.69%ESTIMATE PAYMENT
36 Months6.69%ESTIMATE PAYMENT
48 Months6.69%ESTIMATE PAYMENT
60 Months6.69%ESTIMATE PAYMENT
72 Months7.09%ESTIMATE PAYMENT
84 Months7.49%ESTIMATE PAYMENT

2016 & Older Vehicles

TermAPR
12 Months8.19%ESTIMATE PAYMENT
24 Months8.19%ESTIMATE PAYMENT
36 Months8.19%ESTIMATE PAYMENT
48 Months8.19%ESTIMATE PAYMENT
60 Months8.19%ESTIMATE PAYMENT
72 Months8.59%ESTIMATE PAYMENT

Estimate Payment Calculator

Enter the loan amount, interest rate, and the number of years for the term of the loan.

Click the Calculate button to determine your payment.

LOAN INFORMATION:
Amount of the loan:
Interest Rate (%):
Number of years:
PAYMENT INFORMATION:
Monthly payment will be:
Total payment will be:
Total interest payments will be:
Members 1st provides this tool only for informational and forecasting purposes.
Members 1st is not bound to calculations presented or responsible for errors.
  • All loans are subject to credit approval.
  • Loans may be subject to other terms and conditions. 
  • Final loan rate is based on your credit history, model year, term, loan to value and loan amount.
  •  All rates are expressed as Annual Percentage Rates and are subject to change without notice.

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