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Mobile Deposit

Sign Up for Members 1st Online Banking

With Mobile Deposit you can deposit checks directly into your account by simply using your mobile device with Members 1st Online, our online banking system. This convenient deposit service saves time and money. You don't need stamps and you won't need to visit a branch to make a deposit. If you prefer electronic banking, receive checks to deposit, are short on time or do not live close to a branch, this service is for you.

Once you’ve deposited the check retain it for 30 days and discard/shred it to prevent duplicate deposit errors.

Watch a video about our Mobile Deposit.

Mobile Deposit Video

What is Mobile Deposit?

Instead of driving to the branch, you may deposit your check(s) using our mobile application. It's fast, secure and best of all it's free for eligible members.

    Our Mobile Deposit offers:
  • Real-time deposits.
  • Deposit options - You can deposit into your Regular Savings, Supplemental Savings, Goal Savings, Money Market, Checking Account and make payments to closed-end loans.
  • 24/7 access - Deposit checks anytime, anywhere.

How do I enroll in Mobile Deposit?

    You may enroll in one of two ways:
  • In the Mobile App – Navigate into an account and click the "Deposit Check" button.
  • From a desktop computer – Login to Members 1st Online, Navigate into an account, Click the Services tab, Click on the Mobile Deposit tile.

How do I access Mobile Deposit?

Once enrolled, you may begin using Mobile Deposit with your mobile application or from a desktop computer.

What types of checks can I deposit?

This service is for single party domestic checks payable to the owner(s) of the account. An example would be a check written to you for a wedding, birthday or graduation gift or check(s) you collected because you sold some goods (example school fundraiser or similar).

You may not use this service to deposit foreign checks drawn on a foreign bank; money orders; or checks payable to an individual not on the account.

Where can I make deposits to?

Deposits are made one at a time into available shares/loans (i.e. one check cannot be split and deposited into multiple shares/loans).

You may also make multiple deposits in the same day.

What is an appropriate endorsement for Mobile Deposit?

An appropriate endorsement is considered to be:

  1. Payee signature on the first line on the back of the check
  2. The hand written words "For Mobile Deposit Only at Members 1st Federal Credit Union." on the second line directly below the signature. This must be hand written. Preprinted text or preprinted text with a checkbox is not acceptable.

Who can I talk to if I have questions?

All electronic services and transactions are subject to the terms and conditions of Members 1st FCU’s Funds Availability Policy and Electronic Funds Transfer Agreement and fee schedule as provided to you when you opened your account.

Home Equity Loan 5-Year


Visa Balance Transfer


Home Equity Loan 10-Year


*APR=Annual Percentage Rate   **APY=Annual Percentage Yield
Members 1st FCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 237-7288. All products and services available on this website are available at all Members 1st branch locations.