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Members 1st Online

Sign Up for Members 1st Online Banking

This is our free online banking system which gives you 24/7 access to managing your finances.

This service allows users to:

  • View account summaries or account detail.
  • Set up email alerts tailored to specific account needs.
  • Open various savings accounts.
  • Apply for consumer loans and our Visa credit card.
  • Make transfers within own account, to another member's account (Cross Account Transfers), or to an account at another financial institution (EZ Transfer).* Click here for instructions to setup an External Transfer.
  • Pay loan(s) and Visa credit card.
  • Reorder checks.
  • View your cleared checks, ATM and Debit transactions.
  • Update your address, email address, phone number and other profile information.
  • Access, view and print your electronic statements and electronic notices.***
  • View and print your tax reporting forms regarding dividends earned or mortgage interest paid.
  • Manage your Visa credit card account.
  • Chat (limited hours)
  • Access Bill Pay**
  • Quarterly FICO score.
  • Online Card Control
  • DocuSign offers a secure way to electronically sign and track documents.
  • Lock-in Home Equity Freedom fixed rate.

Having trouble signing in?

What is a FICO score and how does it relate to me?

Whether buying a home, car or other significant purchase requiring credit the FICO score is what lenders use to determine their risk when extending credit to consumers. FICO is used by 90% of top lenders to determine credit risk. We offer our members the ability to view their scores through Online Banking.

Here are a few things to keep in mind.

  • Members under the age of 18 will not receive a score.
  • Business Accounts will not have a score.
  • Score is based on the individual logged into online banking.
  • Scores are provided by TransUnion on a quarterly basis.
  • New members who join after FICO scores are posted will not have a FICO score until the next quarter.

How to access your FICO Score:

  1. Login to your Online Banking account.
  2. Go to main menu and select FICO Score.

Who can I talk to if I have questions?


*Subject to our Funds Availability Policy and Electronic Funds Transfer Agreement and Fee Schedule. Ask for details.
**Free Online Bill Pay is offered to all Consumer Checking accounts. Free Bill Pay does not apply to Business Checking account. Ask for details.
***Ask for details.

Home Equity Loan 5-Year


Visa Balance Transfer


Home Equity Loan 10-Year


*APR=Annual Percentage Rate   **APY=Annual Percentage Yield
Members 1st FCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 237-7288. All products and services available on this website are available at all Members 1st branch locations.