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Visa Balance Transfer

Visa Balance Transfer Special Offer

Offer expires December 31, 2020!*

Don't have our Visa Credit Card?


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Members 1st Branch
CALL: (833) 269-2621 APPLY ONLINE

For our Visa Credit Card Rates and additional Visa Credit Card account information, click here.

*The 0.00% Annual Percentage Rate (APR) on Balance Transfers using the specific form or online submission is a "Discounted" rate that will be in effect from the time of the posting of the balance transfer to your card account for twelve consecutive billing cycles afterwards, which will be considered the promotional period expiration date of that specific balance transfer. A 3% transaction fee for the amount of your transferred balance will be applied to your account for this promotion. After the expiration of your "Discounted" rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific Members 1st FCU credit card selected. Current rates range from 8.75% APR to 18.00% APR. Consumer Cards (Business Cards and Secured Cards are ineligible) may have up to 10 individual balance transfers open at any given time period. The minimum balance transfer amount allowed is $300. Any balance transfer request that is submitted for less than $300 will not be honored. If you default through becoming 60 days or more delinquent we may increase your APR on the balance transfer and other balance amounts as defined within the cardholder agreement and disclosure, which is provided upon card issuance and available online at We will apply your minimum payment amount first to any fees, then to Interest Charges on Cash Advances, Balance Transfer, and then to new Purchases. If applicable, any payment amount in excess of the minimum payment will be allocated first to high rate balances. All rates are effective as of April 1, 2020 and this offer may be withdrawn at any time. Other restrictions or conditions may apply. You may not pay off any other Members 1st credit card, line of credit or loan product by using this balance transfer option. For current rates, fees and other cost information, please reference the Visa Balance Transfer disclosure or contact the Members 1st FCU Card Services Group at (833) 269-2621. Offer expires December 31, 2020.

We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Members 1st FCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 237-7288. All products and services available on this website are available at all Members 1st branch locations.