EVENT NAME
Date: May XX, 2026
Time: X:XX - X:XX PM
Location: Members 1st Administrative Headquarters (5000 Marketplace Way, Enola, PA 17025)
Details: [Insert event details]
RSVP NOWKnow Your Options
First-Time Homebuyers
- 100% financing—mortgage insurance required
- No down payment required
- 30-year, fixed rate mortgage
VA (Veterans Affairs) and FHA (Federal Housing Association)
- Guaranteed by the federal agency
- VA loans offered to qualified armed forces, active military personnel, veterans or their widows
Construction
- Only one closing required
- The same rate applies for construction and permanent financing
- Fixed- and adjustable-rate programs available
Land Loans
- Multiple repayment terms available
- Loan-to-value up to 90%
Professionals & Medical Professionals
- No down payment required
- We allow up to 45% debt-to-income ratio
- No mortgage insurance required
We offer mortgage services in all states and Washington, D.C., except: California, Texas, Alaska and Hawaii.
MORTGAGE CALCULATOR
Use this calculator to estimate monthly mortgage payments, interest payments and the impact of principal payments.
View CalculatorFor current mortgage rates, please contact one of our mortgage originators.
Resources
The True Cost of Homeownership: What Buyers Often Overlook
Thinking about buying a home? The mortgage is just the beginning. We break down the hidden costs of homeownership so you're prepared.
Read More
House Hunting Tips
Searching for homes can be stressful, whether you are a first-time homebuyer or looking for a new house. There are a lot of things to know, like how much you should offer, what you need to do to be approved to purchase and even what you want in your next home. Going in with a plan can make things a lot easier.
Read More
Why You Should Get Pre-Qualified for a Mortgage Loan
Thinking about buying a home? Mortgage pre‑qualification helps you know your budget, boost your offer and shop with confidence.
Read More
Common Questions
No. While good credit can help, it’s not required. Members 1st works with you to find a mortgage option that fits your financial situation.
As early as possible—even if you’re just thinking about buying. A lender can help you understand your options, budget and next steps before you start house hunting.
Pre‑qualification gives you an estimate of how much you may be able to borrow. You’ll share basic details about income, assets, debts and credit so you can shop with confidence.
No. Your pre‑qualification is typically good for 120 days and can be updated if your search takes longer. Just connect with your Mortgage Originator when needed.
A fixed‑rate mortgage keeps the same interest rate for the life of the loan.
An adjustable‑rate mortgage (ARM) starts with a lower fixed rate for a set time, then adjusts based on the market. ARMs may be a good fit if you don’t plan to stay long term.
Yes. After six to twelve months of on‑time payments, refinancing may be an option to change your rate, term or loan type.
Still have questions?
Have questions about or interested in refinancing your existing mortgage?
CONTACT US TODAY