Members 1st Federal Credit Union - Vehicle Loan Rates
Vehicle Loan Rates
Thinking of getting a a fuel-efficient new or used car? Perhaps you need a truck to pull your camper or boat? Maybe you need a bigger
vehicle to accommodate all the kids' sports equipment? Whatever your vehicle need, we can help you with the financing. Apply online
right now and we'll give you an answer in just a few minutes. Don't forget that you can opt for a Pre-Approved Car Shopper Loan -
lock in your rate right now and take 90-days to make your purchase.
All rates are expressed as ANNUAL PERCENTAGE RATES.
Rates are subject to change without notice.
Loan rates as low as those listed below are effective
Saturday, March 20, 2010
2009 - 2010* Vehicles |
| Term | APR | |
| 12-36 Months |
5.69% |
Estimate Payment |
| For example a $25,000 2009 - 2010* vehicle loan with a 12 month term at 5.69% APR, the sample estimated monthly payment may be $2,148.10. |
| 37-48 Months |
5.69% |
Estimate Payment |
| For example a $25,000 2009 - 2010* vehicle loan with a 37 month term at 5.69% APR, the sample estimated monthly payment may be $738.28. |
| 49-60 Months |
5.69% |
Estimate Payment |
| For example a $25,000 2009 - 2010* vehicle loan with a 49 month term at 5.69% APR, the sample estimated monthly payment may be $572.97. |
| 61-72 Months |
6.19% |
Estimate Payment |
| For example a $25,000 2009 - 2010* vehicle loan with a 61 month term at 6.19% APR, the sample estimated monthly payment may be $478.74. |
| 73-84 Months |
6.99% |
Estimate Payment |
| For example a $25,000 2009 - 2010* vehicle loan with a 73 month term at 6.99% APR, the sample estimated monthly payment may be $421.40. |
2006 - 2008 Vehicles |
| Term | APR | |
| 12-36 Months |
6.49% |
Estimate Payment |
| For example a $25,000 2006 - 2008 vehicle loan with a 12 month term at 6.49% APR, the sample estimated monthly payment may be $2,157.30. |
| 37-48 Months |
6.49% |
Estimate Payment |
| For example a $25,000 2006 - 2008 vehicle loan with a 37 month term at 6.49% APR, the sample estimated monthly payment may be $747.35. |
| 49-60 Months |
6.49% |
Estimate Payment |
| For example a $25,000 2006 - 2008 vehicle loan with a 49 month term at 6.49% APR, the sample estimated monthly payment may be $582.16. |
| 61-72 Months |
6.49% |
Estimate Payment |
| For example a $25,000 2006 - 2008 vehicle loan with a 61 month term at 6.49% APR, the sample estimated monthly payment may be $482.25. |
2005 and older Vehicles |
| Term | APR | |
| 12-36 Months |
7.00% |
Estimate Payment |
| For example a $25,000 2005 and older vehicle loan with a 12 month term at 7.00% APR, the sample estimated monthly payment may be $2,163.17. |
| 37-48 Months |
7.00% |
Estimate Payment |
| For example a $25,000 2005 and older vehicle loan with a 37 month term at 7.00% APR, the sample estimated monthly payment may be $753.17. |
| 49-60 Months |
7.00% |
Estimate Payment |
| For example a $25,000 2005 and older vehicle loan with a 49 month term at 7.00% APR, the sample estimated monthly payment may be $588.07. |
*To be eligible for the 73-84 month term on model year 2008 and newer vehicle purchases, the amount financed can be no more than 125% of the vehicle value as determined by Members 1st and the amount financed must be $20,000 or greater.
** Model years revised on January 2 of each year.
** Over 100% LTV financing, ad .25%.
All rates reflect a .20% reduction for Payroll Deduction / Direct Deposit / Auto Transfer.
Your rate may vary from what is listed. Your interest rate will be based on your credit history and current credit report.