Variable Rate Loan Rates

We offer a variety of loans to help you meet many of your individual financing needs. From Personal Service Loans to a Second Chance Auto Loan, we can help you find the right variable rate loan to put some extra money in your wallet. Apply now and we'll give you an answer in just a few minutes.

All rates are expressed as ANNUAL PERCENTAGE RATES.
Rates are subject to change without notice.

Loan rates as low as those listed below are effective
Tuesday, March 16, 2010

Home Equity Line of Credit (HELOC)
Annual Percentage Rate	Daily Periodic Rate
3.99	.00890
Estimate Payment
The Home Equity Line of Credit (HELOC) permits borrowing up to 100% of the available equity in a primary residence (excludes rental properties). The variable rate is adjusted monthly. The rate is the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month plus a margin. The floor rate is 3.99%. Your rate may vary from what is listed and will be determined by your individual credit profile and Loan To Value. APR listed is based on 80% Loan to Value and "A" Credit.
Interest Only Home Equity Line of Credit (HELOC)
Annual Percentage Rate	Daily Periodic Rate
4.25	.01164
Estimate Payment
The Interest Only Home Equity Line of Credit (HELOC) permits borrowing up to 80% of the available equity in a primary residence (excludes rental properties). The variable rate is adjusted monthly. The rate is the highest Prime Rate published in the Wall Street Journal as of the last business day of the previous month plus 1%. The floor rate is 3.99%. Your rate may vary from what is listed and will be determined by your individual credit profile and Loan To Value. APR listed is based on 80% Loan to Value and "A" Credit.
Personal Service Loan
Annual Percentage Rate	Daily Periodic Rate
11.00	.03014
Estimate Payment
The Personal Service Loan Annual Percentage Rate (APR) is adjusted monthly. The rate is computed by adding 4.5% to the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month. The floor rate is 11.00%.
Shares/CD Pledged
Product Description
The Shares Pledged rate is adjusted monthly and computed by adding 2.5% to the regular savings account dividend rate. The CD Pledged rate is computed by adding 2.5% to the pledged CD dividend rate and the term may not exceed the CD maturity date.