Members 1st Federal Credit Union - IRA Certificate Account Rates
IRA Certificate Account Rates
No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at Members 1st.
Rates are subject to change without notice.
Penalty for early withdrawal.
Dividend Rates and Annual Percentage Yields are effective
Monday, March 22, 2010
60-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.500% |
2.47% |
| $50,000 |
$50,000 |
2.550% |
2.52% |
| $75,000 |
$75,000 |
2.600% |
2.57% |
| $100,000 |
$100,000 |
2.650% |
2.62% |
48-Month Bump Up |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.950% |
1.93% |
48-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.150% |
2.13% |
| $50,000 |
$50,000 |
2.200% |
2.18% |
| $75,000 |
$75,000 |
2.250% |
2.23% |
| $100,000 |
$100,000 |
2.300% |
2.28% |
36-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.850% |
1.83% |
| $50,000 |
$50,000 |
1.900% |
1.88% |
| $75,000 |
$75,000 |
1.950% |
1.93% |
| $100,000 |
$100,000 |
2.000% |
1.98% |
30-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.750% |
1.74% |
| $50,000 |
$50,000 |
1.800% |
1.79% |
| $75,000 |
$75,000 |
1.850% |
1.83% |
| $100,000 |
$100,000 |
1.900% |
1.88% |
24-Month |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.400% |
1.39% |
| $50,000 |
$50,000 |
1.450% |
1.44% |
| $75,000 |
$75,000 |
1.500% |
1.49% |
| $100,000 |
$100,000 |
1.550% |
1.54% |
24-Month Bump Up |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.200% |
1.19% |
18-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.250% |
1.24% |
| $50,000 |
$50,000 |
1.300% |
1.29% |
| $75,000 |
$75,000 |
1.350% |
1.34% |
| $100,000 |
$100,000 |
1.400% |
1.39% |
15-Month |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.650% |
1.64% |
12-Month Bump Up |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
0.950% |
0.95% |
12-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
0.950% |
0.95% |
| $50,000 |
$50,000 |
1.000% |
1.00% |
| $75,000 |
$75,000 |
1.060% |
1.05% |
| $100,000 |
$100,000 |
1.100% |
1.09% |
9-Month No Penalty |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $5,000 |
$5,000 |
0.850% |
0.85% |
7-Month |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
1.400% |
1.39% |
6-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
0.850% |
0.85% |
| $50,000 |
$50,000 |
0.900% |
0.90% |
| $75,000 |
$75,000 |
0.950% |
0.95% |
| $100,000 |
$100,000 |
1.000% |
1.00% |
3-Month** |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
0.600% |
0.60% |
| $50,000 |
$50,000 |
0.650% |
0.65% |
| $75,000 |
$75,000 |
0.700% |
0.70% |
| $100,000 |
$100,000 |
0.750% |
0.75% |
IRA Savings |
Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$0 |
0.30% |
0.30% |
| $2,500 |
$2,500 |
0.40% |
0.40% |
| $25,000 |
$25,000 |
0.50% |
0.50% |
| $50,000 |
$50,000 |
0.60% |
0.60% |
| $100,000 |
$100,000 |
0.70% |
0.70% |
| $250,000 |
$250,000 |
0.90% |
0.90% |
**Coverdell Education IRA Savings available