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Home Equity Loan Rates

We offer fixed rate home equity loans and variable rate home equity lines of credit. Whether you're looking to remodel, consolidate bills, add on a room, redecorate, install a pool, new heating/cooling, or need extra cash for college tuition, a vehicle purchase, medical expenses or vacation, your home's available equity could save you a lot of money in the long run. Ask about our Payment Buster Home Equity Program which is our 10-year home equity loan that mirrors a 30-year mortgage term. We can help you refinance your existing mortgage and save money. Ask one of our loan associates to help you determine the best term for your individual situation.

Home Equity Loan Up to 80% Equity *
Term	Loan Amount >= $50,000 APR	Loan Amount < $50,000 APR
12 Months	5.49   Estimate Payment	5.99   Estimate Payment
24 Months	5.49   Estimate Payment	5.99   Estimate Payment
36 Months	5.49   Estimate Payment	5.99   Estimate Payment
48 Months	5.49   Estimate Payment	5.99   Estimate Payment
60 Months	5.49   Estimate Payment	5.99   Estimate Payment
84 Months	5.49   Estimate Payment	5.99   Estimate Payment
120 Months	5.49   Estimate Payment	5.99   Estimate Payment
180 Months	5.99   Estimate Payment	6.49   Estimate Payment
240 Months	6.74   Estimate Payment	7.24   Estimate Payment
Payment Buster	5.99	6.49
Home Equity Loan Up to 100% Equity *
Term	APR
12 Months	7.49	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 12 month term at 7.49% APR, the sample estimated monthly payment may be $2,168.82.
24 Months	7.49	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 24 month term at 7.49% APR, the sample estimated monthly payment may be $1,124.88.
36 Months	7.49	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 36 month term at 7.49% APR, the sample estimated monthly payment may be $777.54.
48 Months	7.49	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 48 month term at 7.49% APR, the sample estimated monthly payment may be $604.36.
60 Months	7.49	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 60 month term at 7.49% APR, the sample estimated monthly payment may be $500.83.
84 Months	7.49	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 84 month term at 7.49% APR, the sample estimated monthly payment may be $383.33.
120 Months	7.49	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 120 month term at 7.49% APR, the sample estimated monthly payment may be $296.62.
180 Months	7.99	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 180 month term at 7.99% APR, the sample estimated monthly payment may be $238.77.
240 Months	8.74	Estimate Payment
For example a $25,000 Home Equity Loan Up to 100% Equity * loan with a 240 month term at 8.74% APR, the sample estimated monthly payment may be $220.77.
Land Loan Up to 80% Equity
Term	Loan Amount >= $50,000 APR	Loan Amount < $50,000 APR
12 Months	5.49   Estimate Payment	5.99   Estimate Payment
24 Months	5.49   Estimate Payment	5.99   Estimate Payment
36 Months	5.49   Estimate Payment	5.99   Estimate Payment
48 Months	5.49   Estimate Payment	5.99   Estimate Payment
60 Months	5.49   Estimate Payment	5.99   Estimate Payment
84 Months	5.49   Estimate Payment	5.99   Estimate Payment
120 Months	5.49   Estimate Payment	5.99   Estimate Payment
144 Months	5.99   Estimate Payment	6.49   Estimate Payment
Land Loan Up to 90% Equity
Term	APR
12 Months	6.49	Estimate Payment
For example a $25,000 Land Loan Up to 90% Equity loan with a 12 month term at 6.49% APR, the sample estimated monthly payment may be $2,157.30.
24 Months	6.49	Estimate Payment
For example a $25,000 Land Loan Up to 90% Equity loan with a 24 month term at 6.49% APR, the sample estimated monthly payment may be $1,113.54.
36 Months	6.49	Estimate Payment
For example a $25,000 Land Loan Up to 90% Equity loan with a 36 month term at 6.49% APR, the sample estimated monthly payment may be $766.11.
48 Months	6.49	Estimate Payment
For example a $25,000 Land Loan Up to 90% Equity loan with a 48 month term at 6.49% APR, the sample estimated monthly payment may be $592.76.
60 Months	6.49	Estimate Payment
For example a $25,000 Land Loan Up to 90% Equity loan with a 60 month term at 6.49% APR, the sample estimated monthly payment may be $489.04.
84 Months	6.49	Estimate Payment
For example a $25,000 Land Loan Up to 90% Equity loan with a 84 month term at 6.49% APR, the sample estimated monthly payment may be $371.11.
120 Months	6.49	Estimate Payment
For example a $25,000 Land Loan Up to 90% Equity loan with a 120 month term at 6.49% APR, the sample estimated monthly payment may be $283.74.